While it’s disapointing to say, here are some questions everyone should ask whenever they are borrowing money. How many times have I been asked these questions? Not as many times as I should have been asked. In fact, I could probably count them on one hand.

http://www.getsmarteraboutmoney.ca/managing-your-money/planning/managing-debt/Pages/six-questions-every-smart-borrower-asks.aspx