While all the links are American, send me an email and I can send you some Canadian links http://studenomics.com/conquer-credit/how-can-you-improve-your-credit-score/

Below I have attached an article showing Canadian household debt is on the rise. Why is this a big deal? Because for the average Canadian family who is represented in this article, if interest rates go up they will have a hard time making the basic payments on mortgages and credit cards because if rates go up, so do payments.

If this applies to you and you think you need some help to stop the spiral of debt spending then PLEASE CALL ME! We can set up a monthly budget for you and get you out of debt.

http://ca.reuters.com/article/domesticNews/idCATRE7BC2DY20111213?pageNumber=1&virtualBrandChannel=0

http://canadianfinanceblog.com/3-different-types-of-canadian-personal-loans-and-how-they-work/?awt_l=BWIjF&awt_m=3W9hBxft2fxFfQZ

http://www.theglobeandmail.com/report-on-business/economy/interest-rates/mark-carney-holds-fire-as-europe-hurtles-toward-recession/article2261545/?from=sec434