Check out the bottom of this article for some debt reduction tips

 http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/do-you-really-know-how-much-your-debt-costs-you/article2308076/?utm_medium=Feeds%3A%20RSS%2FAtom&utm_source=Home&utm_content=2308076

http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/do-you-know-your-debt-to-income-ratio/article2294623/

Cut and paste this to your web brower for a great, short video on lines of credit from the author of “The Wealthy Barber Returns”

http://www.theglobeandmail.com/globe-investor/investment-ideas/lets-talk-investing/video-how-dangerous-are-lines-of-credit/article2212786/

http://www.theglobeandmail.com/globe-investor/personal-finance/financial-road-map/tackle-the-debt-monster-for-future-peace-of-mind/article2290236/

I little spreadsheet shows how much raising a child costs

http://canadianfinanceblog.com/how-much-does-raising-a-child-cost/?awt_l=BWIjF&awt_m=3gy3dfBoB9xFfQZ